Tuesday, December 4, 2012
Judge refuses to allow defense to see 29000 text messages from victim's phone in Jordan Johnson rape case
View more here: Link to Jordan Johnson case updates
Tuesday, September 11, 2012
Thursday, August 23, 2012
Injury attorneys negotiate every day for a living and know the in's and out's of the insurance claims industry. We also have access to Montana jury verdict information. Montana jury verdicts are very different from other states, and because of that, a Montana claim value is not the same as in other states. You do need the experience and wisdom of someone in the industry to know exactly what you are in for in this state.
Consultations to talk about your case and discuss your options are always free at the Judnich Law Office. Our goal is to help you make an informed decision that you are confident in. Whether we are retained to represent someone, or someone is given the answers they need to handle an issue themselves, client comfort and confidence is what we are out to achieve.
More answers to commonly asked questions are available on our website. Please feel free to look around to find out if an attorney is the right move for you. www.judnichlaw.com
Tuesday, May 22, 2012
The Judnich Law Office is pleased to announce our community program of allowing anyone to simply come into our office without an appointment and discuss any legal issue they wish free of charge. We call this, "Walk in Wednesdays". Anyone has the opportunity to speak to a licensed attorney for a free consultation about a legal issue that they would like to discuss. From questions about your rights in criminal cases, to complicated legal analysis of civil issues, our office will attempt to answer any question you like, for free and without any obligation.
Monday, April 16, 2012
Tuesday, December 13, 2011
Who pays your medical bills? This is the most common question that we are asked. The reason it is so common is that it is a complicated answer. In a vehicle collision claim there is a hierarchy of which insurance company pays the bills, and in what order. This can vary from state to state, and commonly varies depending on what type of insurance YOU have. Yes, your insurance coverage is central to this issue.
The usual hierarchy of insurance payments for medical bills only goes like this:
1st Your private health insurance should initially pay all (or part) of any medical bill. This is because in Montana, you usually do not have to pay back your private health insurance from the proceeds you receive from the responsible driver’s insurance. Repayment is called subrogation, and that does not typically happen for health insurance, so this is money that you are saving, thus why they pay first.
2nd Your personal vehicle insurance is the next in line to pay your medical bills. If you have an optional coverage called “medical payments coverage.” This is a premium you pay for that is there to pay your medical bills when you are in an accident, regardless of who is at fault. Again, you don’t pay this insurance back out of the proceeds from the responsible driver, so you are saving money again.
3rd The responsible party’s insurance coverage. This is called Third Party coverage (see glossary). They are the last and final party to pay for your medical bills, unless you do not have the above coverages. This is because they will pay for your medical bills regardless of if they are paid by health insurance or med pay. Thus, you are paid twice for the medical bills if you have the other insurances available, and you get to keep any money that is more than what the medical bills are.
This is fairly complicated, and usually takes a fair knowledge of insurance law and policies. It is the main reason to have an attorney represent you, as most people we talk to have no idea about what insurance coverage they even have, let alone are able to navigate the insurance system to ensure that they receive the most money they can and deserve in an injury event. Please contact us today for a free evaluation.