Medical Payments Coverage or Med Pay

The single biggest learning experience and regret that the majority of my personal injury clients have is either not having any, or not enough Medical Payment Insurance Coverage, or Med Pay. Med Pay is a coverage that you can purchase from your auto insurance agent. Med Pay is CHEAP!!! This post has moved to our new blog. Please follow this link for the full post: Medical Payments Coverage or Med Pay.

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Passengers hurt in auto accidents

If someone you know or love has been injured as a passenger in a vehicle collision, there are many things that they need to know if they want to maximize their insurance settlement. This post has moved to our new blog. Please follow this link for the full post: Passengers hurt in auto accidents.

Who pays your medical bills

One of the biggest misconceptions that we often deal with is what insurance company will be paying for medical bills when an accident is not your fault. In a perfect world, the company that insures the other person that hurt you would pay your bills right away. The reality is that not only do they typically not pay right away, usually they shouldn't pay right away in Montana. This post has moved to our new blog. Please follow this link for the full post: Who pays your medical bills?.

Liability only insurance does not insure YOU

Do you know exactly what kind of car insurance you have an what your insurance is actually insuring? Do you have medical payment coverage to pay your medical bills if you are in an accident? Do you have uninsured motorist coverage. Do you know what basic liability coverage actually means, and what it actually insures? This post has moved to our new blog. Please follow this link for the full post: Liability only insurance does not insure YOU.

Do you have an emergency kit in your vehicle?

Having some emergency items in your vehicle should be a granted, but not many people do it. So, what should be in such a kit? You could always go overboard and have a ton of stuff, but some basics are a great start. This post has moved to our new blog. Please follow this link for the full post: Do you have an emergency kit in your vehicle?.

Uninsured and Under-insured Motorist Coverage

If you are in a car accident that is not your fault, the other drivers car insurance should compensate you, right? If that other driver either doesn't have insurance or doesn't have enough insurance, that is where Uninsured (UM) and Under-insured (UIM) insurance coverage comes in to play. This post has moved to our new blog. Please follow this link for the full post: Uninsured and Under-insured Motorist Coverage.